The Employees’ Provident Fund Organisation has proposed key updates for EPS-95 pensioners in 2026. The highlight is the potential increase in the minimum monthly pension to ₹7,500, along with linking pensions to Dearness Allowance (DA) to adjust payouts in line with inflation. These proposed changes aim to improve financial security for retirees who rely primarily … Read more
The Kisan Credit Card (KCC) continues to support farmers by providing timely credit for agricultural needs. The scheme allows farmers to access short-term credit for crop production, purchase of seeds, fertilizers, equipment, and other farming requirements. The latest update for 2026 emphasizes simplified online applications and an increase in the maximum loan limit to ₹5 … Read more
Gratuity is a statutory retirement benefit for employees who have completed a minimum period of continuous service with an organisation. In 2026, the Employees’ Provident Fund Organisation has proposed changes to the gratuity rules, including an increase in the maximum ceiling for payouts. This revision aims to provide higher financial protection for employees upon retirement … Read more
The Employees’ Provident Fund Organisation has proposed significant updates to the Employees’ Pension Scheme (EPS) for 2026. The key highlight is the suggested hike in the minimum monthly pension, along with new rules aimed at simplifying pension management and improving digital access for retirees. These proposed changes are part of broader efforts to enhance financial … Read more
The Pradhan Mantri Kisan Samman Nidhi (PM Kisan) continues to support small and marginal farmers by providing direct income support. Under the scheme, farmers receive financial assistance in multiple installments every year. The 22nd installment marks the latest phase of the scheme, providing crucial support for agricultural households to cover input costs and manage seasonal … Read more
The Reserve Bank of India (Reserve Bank of India) has introduced updated rules for personal loans in 2026 to ensure transparency, borrower protection, and fair lending practices. These rules apply to banks, non-banking financial companies (NBFCs), and other lending institutions across India. The objective is to simplify loan processes, prevent hidden charges, and provide clear … Read more
The fitment factor is a multiplier used to determine the revised basic pay of central government employees when a new Pay Commission is implemented. It is applied to the existing pay to calculate the new basic salary, which subsequently affects Dearness Allowance (DA), House Rent Allowance (HRA), and pensions. With discussions ongoing around the 8th … Read more
Tatkal booking is a facility provided by the Indian Railway Catering and Tourism Corporation to enable passengers to book tickets at short notice. Introduced to facilitate urgent travel needs, Tatkal tickets are available for most classes on trains and come with dynamic charges based on the distance and class of travel. In 2026, IRCTC has … Read more
The Pradhan Mantri Awas Yojana (PMAY) continues its mission to provide affordable housing for economically weaker sections, low-income groups, and eligible families. The new 2026 beneficiary list allows applicants to confirm their names and check eligibility for housing assistance under both PMAY (Urban) and PMAY (Gramin) schemes. The update aims to ensure transparency, reduce errors, … Read more
The Employees’ Provident Fund Organisation (Employees’ Provident Fund Organisation) has introduced new rules in 2026 to streamline PF management, ensure timely claim settlement, and expand digital withdrawal facilities. These changes impact both employees and employers, aiming to improve transparency, reduce delays, and make EPF more accessible to all members. Updated Wage Ceiling for EPF Contribution … Read more