The Employees’ Pension Scheme 1995 (EPS-95) is a social security program under the Employees’ Provident Fund Organisation that provides monthly pension benefits to private sector employees after retirement. EPS-95 pensions are calculated based on the employee’s last drawn salary and years of contribution. In 2026, retirees are closely following discussions around increasing the minimum monthly … Read more
In a significant development for millions of depositors, the Government of India has reportedly increased the refund payment limit to ₹50,000 under the Sahara refund process. The move is expected to provide financial relief to small investors who have been awaiting repayment of their deposits for several years. The refund process is being managed through … Read more
The Public Provident Fund (PPF) is a long-term investment scheme offered by India Post to help individuals accumulate wealth while enjoying tax benefits. In 2026, investors can continue to contribute a maximum of ₹50,000 per year to their PPF account. The scheme combines the benefits of safety, guaranteed returns, and tax-free interest, making it a … Read more
The Pradhan Mantri Kisan Samman Nidhi (PM-Kisan) scheme provides direct income support to small and marginal farmers across India. Under the program, eligible farmers receive ₹6,000 per year in three equal installments directly into their bank accounts. In 2026, the 22nd installment is scheduled to be credited soon, and farmers are eager to check payment … Read more
The 8th Central Pay Commission (CPC) is set to revise pay scales, allowances, and pensions for central government employees and pensioners, with its recommendations expected to be effective from January 1, 2026 once finalized. As part of the pay revision process, the fitment factor a key multiplier applied to existing basic pay will determine how … Read more
Tatkal ticket booking is a special reservation scheme introduced by Indian Railways to provide last‑minute tickets to passengers. In 2026, the Indian Railway Catering and Tourism Corporation (IRCTC) has continued to refine the Tatkal rules to ensure fair access, transparency and improved passenger experience. The rules cover booking timings, eligibility, fare structures, cancellation terms, waiting … Read more
The Employees’ Pension Scheme 1995 (EPS‑95) continues to be a vital social security measure for retired employees under the Employees’ Provident Fund Organisation (EPFO). In 2026, discussions about pension hikes, minimum pension guarantees, linking pension to Dearness Allowance (DA), and raising the wage ceiling have gained momentum. EPS‑95 provides monthly pension benefits to employees retiring … Read more
In 2026, the rules governing gratuity in India remain crucial for employees across private and public sectors. Gratuity is a statutory retirement benefit provided to employees as a token of appreciation for long-term service. The payment is governed by the Payment of Gratuity Act, 1972, which has been periodically updated to ensure fairness, eligibility clarity, … Read more
The Reserve Bank of India (RBI) has strengthened safety, liability, and customer rights related to bank lockers under the revised locker facility guidelines. These rules aim to protect locker holders, ensure transparency in locker agreements, clarify liabilities for loss due to negligence, and enhance customer rights when storing valuables like jewellery and legal documents. Key … Read more
In 2026, discussions around the Old Pension Scheme (OPS) have gained fresh momentum among government employees, retirees, and policy analysts. The Old Pension Scheme once the cornerstone retirement benefit for central and state government workers guarantees a lifetime pension based on the last drawn salary. Although replaced by the National Pension System (NPS) in 2004, … Read more